How to protect and grow your Stokvel

How to protect and grow your Stokvel

Saving is often the last thing on our minds when we have extra money and can seem daunting. But have you considered investing as part of a group? Globally various informal social savings clubs exist and have proven to help encourage saving in these countries, proving...
Premium Increases: Time to Negotiate

Premium Increases: Time to Negotiate

Little savings add up I once attended a negotiation course where the presenter told us that if you intentionally set your alarm clock earlier than you need to get up so that you can snooze, you are negotiating with yourself first thing in the morning, and you are...
Financial Market Commentary

Financial Market Commentary

If you’d gone to sleep on the 31st January and woken up at the end of February and just looked at data for these two points, you would have thought that you hadn’t missed anything, but you’d be wrong … By Garth Saunders Risk was back on the table and the USD reversed...
The Benefits Of An Emergency Fund

The Benefits Of An Emergency Fund

Just when there are studies that show that money doesn’t lead to happiness, how can I claim that having a stash of emergency money will make you happier? Actually, the studies refer to money above a certain level. Everyone needs some money to cover basic physical...